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Buying Information

Let us help you every step of the way.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

We are always familiar with the current homes on the market, and we know neighborhood values well. As a result, we can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

We Will Find The Right Homes For You

Once you’ve been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at our website.

We Will Help You Every Step Of The Way

We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

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Saving Thousands When Buying

Buying a home is one of the most expensive purchases you'll ever make, and by following some simple guidelines you can stand to save thousands of dollars. For example, did you know that most homes on the market are priced at 5-10% over market value and...

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Buy without a downpayment

You probably hear this headline a lot... Buy with ZERO Down... Even though the application requirements are quite rigid and less forgiving, it is absolutely possible to get a mortgage without making a down payment by following a few requirements...

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Moving to a Smaller Home

As times change and children move away, people are often left with a home far larger than they need, with little use for a large backyard and several empty rooms. It is at this point that it may be worth selling and moving into a smaller home...

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Buyer Traps!

Buying a home is a major investment no matter which way you look at it - and for many homebuyers it can be even more costly than it needs to be. Don't let yourself fall prey to the many common and costly buyer mistakes...

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Stop Paying Rent!

From basement suites to full houses, renting is huge business. If you currently rent, you know that paying out those hundreds of dollars every month to line the pockets of your landlord is not a pleasant task. Why not start contributing to your own financial future, rather than that of your landlord?

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8 Critical Buyer Tips

When looking for a property it's critical that you use Every Trick in the Book... Beating other buyers to that great deal, being prepared in all situations, and avoiding some costly mistakes can make the buying process easier and more beneficial to you in the long run...

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6 Facts about Mortgages

Thought you knew enough about mortgages? Think again. There are many things to take into account when getting a mortgage that are often overlooked... Payment terms, payment frequencies, and mortgage amounts are only some things you MUST think about before committing to a specific mortgage.

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Common Buyer Mistakes

There are a lot of things to think about during the buying process. Financing, selling before buying, finding potential homes, and bargaining for your new home are all aspects of moving from one place to another. Because of this being a stressful time with lots of activity, many buyers make mistakes that can have repercussions for years...

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Closing Costs

You've found your new home, made an offer, and it's been accepted... Now it's time to close. Making sure you're aware of the closing costs before you make an offer is extremely important and can make buying a home a much less stressful prospect...

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